Commercial Risk Insurance typically covers risk in small and medium enterprises, factories, and other industrial operations. It can insure against damage or loss due to events such as fire, burglary or accident, and against personal damage due to health and disability events. Business clients can also get cover for buildings, against business interruption or to protect them from legal liability claims. Our risk managers have a century’s worth of collective experience and approach each business with great oversight.

Agricultural enterprises need as much oversight in their risk management strategy as businesses do, but with the added threat of adverse weather events. As a broker firm that operates in an agriculturally dependent region, our risk managers have the historical knowledge to give comprehensive advice on coverage for agri-related businesses. We can facilitate comprehensive winery insurance, cover for wine cellars and cellar products, crop insurance and general agricultural business insurance.

At Stofberg Insurance Brokers we know that every client works hard to provide a secure and comfortable life for their family. That is why we take great care to balance the cover you need most to protect your family’s assets with the premium you can afford. Clients have access to property, household and motor insurance that protect their belongings against loss, damage or theft. We also provide personal liability insurance and Stofberg Assist, our emergency assistance cover that allows you to call for help in a roadside, medical or legal emergency – at the touch of a button.

It has long been common knowledge that road freight and long-distance travel are industries fraught with risk in South Africa. Although it will never eliminate the stresses of having a fleet of vehicles and drivers on the road, having adequate insurance when an event occurs would at least mitigate some of the impact. Stofberg Insurance Brokers provides risk cover for not only your fleet of vehicles but also the goods being transported from point A to the final destination.

A drawback of the digital age is the ease with which criminals can get access to personal and corporate information. Phishield – a cyber security insurance product to which Stofberg clients have access – offers protection against losses that might occur due to internet crime. Also in the specialist category of the available insurance products, is cover against the loss, damage or theft of valuable niche items such as jewellery, antique furniture, fine art and other collector’s items.

Roadside Assistance coverage is available as an optional coverage for qualifying auto policies.

We have teamed up with Customer Loyalty, an industry leader in roadside assistance, to begin offering this 24/7 service to all our qualifying clients.

24/7 Services provided will include:

• Dispatch of emergency towing assistance in case of a breakdown or accident
• Dispatch of emergency supplies
• Dispatch of flat tire assistance
• Emergency battery assistance (jump-start)
• Emergency lock-out assistance